Pay your bills.
Don't take on debt.
Don't get behind.
Take care of yourself and your loved ones. Keep a roof over your head, clothes on your back, and food on your table/paper plates.
There's such a thing as paying your dues and sacrificing for the Lord. Sacrifice the cable, the cell phone, the non-necessities. Don't go into debt.
An old debt from my touring days reared its ugly head last week. Hence the brief but important rant.
Follow your dreams. Seize the day. But stay out of debt.